Victoria De Koning - Wealth & Capital Advisor

I have spent my career at the intersection of real estate, business ownership, and capital. Like many of the clients I serve, I invest in real estate, scalable assets and operate businesses. I think in terms of leverage, liquidity, and long-term value, not just transactions. That perspective shapes how I approach financing because the right structure today determines what becomes possible tomorrow. 

Through Mpire Financial, I work with real estate investors, self-employed business owners, and high-net-worth individuals who want financing aligned with broader wealth or tax strategies. My specialties include DSCR Loans, BRRRR Loans, Portfolio Lending, Cash-Out Refinances, Fix-and-Flip Financing, Bank Statement Loans, Asset Depletion Loans, Vacant Land Loans, HELOCS and Complex Income Structures. These are transactions where lender selection, deal structure, and speed matter far more than simply quoting a rate. 

My Commercial Division offers Commercial Lending plus SBA Financing for clients acquiring operating businesses, mixed-use properties or income-producing commercial assets. Whether the objective is portfolio expansion, a business acquisition, or more efficient capital deployment, the financing must match the full financial picture. What sets my work apart is my refusal to treat a mortgage as a standalone transaction. I evaluate how each loan impacts cash flow, tax efficiency, borrowing power, and the velocity of capital. In competitive markets, access to capital plus the ability to move quickly often determines who wins the deal. 

I work closely with professional deal-sourcers and investor networks through my VIP Elite Wholesale Program which offers in-house financing. The program streamlines buyer approvals, reduces fallout, and helps more contracts close on time. If you are looking for someone to simply quote rates, there are many options. If you are looking for a Capital Partner, building a portfolio, a business, or a long-term wealth and tax strategist, you are in the right place.